The user guard wants to receive ballot insurance


The flames of a wild fire absorb the interior of the home as the air is filled with a fiery smog and darkens the sky.
Ethan’s fire burned in the Altadan community on January 8, 2025. Following the fires in the Los Angeles region, the state’s insurance problems to the forefront. Photo from Ted Soki for Calmatters

From the Calletters Levi Sumagaysay Economy Reporter:

The California homeowners who fire their homes will receive a guaranteed insurance coverage under a voting measure this week by the consumer guard.

The consumer advocacy group submitted initiative In response to a competitive measure that seeks to cancel the proposal 103, which the founder of Watchdog wrote in the late 1980s and now manages the property insurance in the country. If lifetime Filed by an independent insurance agent in August moves forward, the consumer guard will also charge forward.

  • Jamie Court, Consumer President: “If she goes, we go. If we are overwhelmed by donations, we can go anyway.”

Each 2026 newsletter initiative needs more than 500,000 signatures that can be expensive to collect.

According to the measure, insurers who refuse to sell policies to property owners who meet the directions for mitigating fire will be banned from the home and car insurance market in California for five years – which may affect the availability. This will also require insurers to tell homeowners why their policies are not renewed and give them time to make improvements.

The court stated that his group may insist on a “policy right bill” anyway, depending on the weather and the financing.

More about insurance: Levy also reports new rules for California Insurance Ricardo Lara is offering to review insurance pricesS Some of the rules include the imposition of new intervention periods and guidelines (a public member, including a consumer guard who can challenge the insurer’s request) and more stringent interventions requirements to receive compensation for their work.

Lara says his proposals aim to make the process of reviewing the percentage more efficient. But the consumer guard claims that the rules are revenge against the group – which makes it difficult for other organizations for consumer advocacy to be compensated when they challenge the rates. This can also lead to an increase in the premium percentage at a faster rate.

Read more hereS


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Newsom helps the cannabis industry

Workers collect fresh marijuana culture in loving goodness farms in Los Angeles on May 08, 2020. AP Photo/Richard Vogel
Workers collect marijuana on loving kindness farms in Los Angeles on May 8, 2020. Photo by Richard Vogel, AP Photo

After more than two months since the excise duty on the legitimate cannabis has increased, governor Gavin Newsom gave the cannabis industry a win on Monday, Signing in a law measure to cancel this taxHe writes Nadia Latan on Calmatters.

The excise tax is paid by marijuana companies and is imposed by the state before the sales taxes are applied. The new law stops a 19% increase that was Originally created in Julyand temporarily returns the excise duty to 15% by 2028. This move aims to help the obsessed cannabis industry, which supporters say they work with thin margins and reduce sales.

  • Assembly Matt HaniIn a statement by San Francisco Democrat and the author of the bills: “The California Cannabis economy can bring huge benefits to our country, but only if our legal industry is given a fair chance to compete against naps and unauthorized illegal market.”

However, non -profit organizations receiving grants through tax claim that the bill will threaten services for low -income children, drug abuse programs, and more.

Read more hereS

CA is making progress in homelessness but faces abbreviations of funding

One holds a blue jacket while sorting a pile of clothes in front of them, which was left by other people who experience homelessness in a park.
The resident of Nakosi sorts a pile of clothes before stabbing a camp at Cesar Chavez Park in San Diego on August 15, 2024. Photo from Adriana walk, Calmatters

The degree of homelessness is Decrease in some counties in CaliforniaBut financing cuts can soon cancel this progress, experts and defenders say.

As Marisa Kendall of Calmatters explains, from the 29 places in California, which held time limits earlier of the year, more than half reported a reduction in their homelessness populations compared to 2024.

Considering that the number of time is imperfect, rough estimates of homelessness populations, counties Contra Costa and Sonoma report a decline in their population to a quarter; And the San Diego and Los Angeles were reduced by less than 10%.

But in a difficult budget year, organizations obey the abbreviations of state financing from the state and some local jurisdictions. President Donald Trump’s administration this month also imposed new criteria that block some organizations, including those in California, from access to $ 75 million in federal housing funds for homeless.

Organizations are already feeling the cuts: La County County County Services have denied more than 700 families who need homes from December to July. The Downtown Streets team, which has been helping people in California in California for more than two decades, also plans to end next month.

Read more hereS

Finally: Another CA Governor Candidate

The Ian Calderon Assembly's Passion spoke on the State Capitol assembly floor in Sacramento on September 11, 2019. Photo by Rich Pedroncheli, AP photo
Then assisted by the assisted Ian Calderon on the floor of the Assembly in Capitol in Sacramento on September 11, 2019. Photo from Rich Pedroncheli, AP photo

On Tuesday, former leader of the majority of the Assembly Ian Calderon announced his candidacy to be the next governor in California, joining a crowded competition with other democratic candidates. Read more For Calderon from Jean Quang of Callans.



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Lyn La is a writer of a CalMatters newsletter, focusing on the best political, political and Capitol stories in California every weekday. It produces and treats Whatmatters, the flagship daily newsletter of Salmatters …

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