The State Farm begins the first hearing of the insurance rate today


Burned remains of a pink and white home. Only the front entrance and the lateral wall of the home remains. Deep and charred can be seen around the structure.
Remains of a house severely damaged by the Ethan fire in Altadan on January 20, 2025. A photo from Jules Hotz for CalMatters

By a CalMatters Economy Economy Reporter Levags:

The State Farm will try to justify its need to raise ownership rates – Stat – with unprecedented hearing at public percentages today.

The percentage hearing are rare and are usually planned months in advance. This one is different because California Insurance Commissioner Ricardo Lara called it quickly about a month ago after State Farm made a unique request: it Asked Lara to approve immediately Emergency intermediate rates increase an average of 22% for homeowners, 15% for tenants and apartments and 38% for housing. The state farm said his finances were strained due to the fires of Los Angeles County, from which he expects to pay claims over $ 7 billion.

Hearing on an emergency intermediate rates has never happened so far.

The State Farm has waiting for demands from last summer – a separate hearing for this will happen by June – but said it should increase the percentages as soon as possible. According to California Act, the public may object to evaluating the increases and interferes, which can then lead to a hearing of the tariff. The insurance department and interventor, a user guard, are looking for more information about the company’s finances. While State Farm said it had provided this information, it is expected to provide further details in the hearing this week.

The hearing at the offices of Ouckland in Oakland will be held before an administrative law judge who will decide whether to deal with the three planned days until Thursday. The hearing will be Live productionS If the judge approves the increase in the state farm rates, they will come into force on June 1 and could influence nearly 3 million customers of the company in the state.

The drama over the biggest request for tariffs for an insurer in California comes when Lara tries to restore insurance availability in the state and reduce the number of policies in the honest planThe insurer of the fire resort. His New provisions have come into force At the beginning of the year.


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You don’t have to go home … But maybe you can stay here (for another 2 hours)

A man behind a bar in a black shirt pours a shaker drink into a rubber glass. More shakers are arranged along the bar, and in the background you can see a brick wall in this nightlife scene.
The bartender pours a cocktail into a bar. Photo via Istock Photo

For those who consider the last call of 2 hrs Extend a nightlife in some urban areas until 4 o’clock in the morning

Calm Yue Stella Yu Explains, dead Matt Hani and Seni. WienerBoth Democrats revive a bill that would allow restaurants and bars in selected, locally defined “hospitality zones”, “” to serve alcohol by 4 o’clock in the morning On Friday, Saturday and State Holidays.

With Los Angeles and Santa Clara, hosting the World Cup matches in 2026, and Los Angeles, hosting the 2028 Olympics, Bill’s supporters claim that the measure will help revive nightlife after the California cities. Wiener has tried and failed three times to progress such legislation, although governor Gavin Newsom signed a law last year Los Angeles Clippers water inside the arenaS

The opposition of past bills includes advocacy groups related to the damages caused by alcohol. Assembly Tom LakayA Republican and former Highway officer in Palmdale also criticizes the current bill, calling it “the youngest policy I have voted all over is in service.”

Read more hereS

AI scammers continue to deceive community colleges

Eastern Los Angeles College in Monterey Park on March 14, 2024. Photo by Jules Hotz for CalMatters

California Colleges in the Community have long been fighting scammers who use artificial intelligence bots to pose as students To get millions of dollars financial aid. Now the latest data reveal this The problem is worsening, writes Calmatters’ Adam EchelmanS

Last year Calmatters reports From September 2021 to December 2023, over $ 5 million in federal aid and nearly $ 1.5 million in state aid went to fraudsters. The California office of the California College Chancellor also reports that in 2024, about 25% of college candidates were probably false.

But now recent findings show that it is about 34%, and colleges say that in the last 12 months, $ 10 million in federal dollars have been distributed to fake students and over $ 3 million in state money.

The problem is unlikely to improve soon. In addition to their own measures for cybersecurity and certification of students, colleges are partly relying on the US Department of Education to help find fraudsters. The administration of President Donald Trump is working to dismantle the department and, after returning to the White House, the office, which administers federal aid, has lost about half of its employees.

  • John HatsExecutive Director of the Data Team at the Office: “When you are focusing less resources to combating fraud … you will receive more fraud.”

Read more hereS

Lastly: fire cards, dmv cars sales

Firefighters in bright yellow jackets spray water on smoldering debris at the fire site. Thick smoke rises in the air, partially darkens the charred remains of the frame of the building in the background. The scene is surrounded by ruins and burned structures.
Firefighters work to stroke a fire in the ruins of a home that burned along the Pacific highway near Malibu on January 9, 2025. A photo from Ted Soku for CalMatters


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Lyn La is a writer of a CalMatters newsletter, focusing on the best political, political and Capitol stories in California every weekday. It produces and treats Whatmatters, the flagship daily newsletter of Salmatters …

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