PocketGuard Review for 2025 – CNET

If you are looking for Budget applicationThere is a good chance because you have come across PocketGuard in your search. It has been present since 2015, and many fans have gained over the years, with the great praise of Android and iPhone users alike.

Love Missile moneyPocketguard is very suitable for the medium budget field, with a range of features, ease of use and reasonable price. It stands out more than more with the debt planning feature, which can help you create a strategy Paying your meteor.

Is Pocketguard the budget tool right for you? We took it to lead a test to help you make a decision.

How does Pocketguard work?

Pocketguard works like most budget applications: You can link audit, savings, investment and credit cards using Engraved And the government to import your data in a few seconds, without sharing your account numbers or sensitive information.

Pocketguard automatically sort some of your transactions to spending categories, but I have to sort a lot from me manually. This is not necessarily a bad thing, though. Take an additional time for Think where your money will go It can help you better manage your money.

You can also name your frequent fees, prepare savings goals and do all the usual budget procedures that come with most other budget applications.

The most valuable feature of Pocketguard is its debt return tool, which can help you create a payment plan, calculate the amount of interest you will pay and track your progress.

I was disappointed that the application did not encourage me to know if I could allocate more to pay my credit card. If you want an application that can challenge you to be a better distinctive – and the responsibility of your goals – you may think about it Cleo.

What we love

• Debt return planning: Debt can be overwhelming, PocketGuard can help you create a strategy to treat you. Many budget applications do not provide this feature.
• Additional security layer: Pocketguard requires a unique pin to access your account, and it also provides face and fingerprint recognition to log in. This can give you peace of mind that your financial information will not slip into the wrong hands – even if you lose your phone.
• Negotiating services on an invoice: Pocketguard will automatically try to record some savings on frequent bills such as cable, home safety and mobile phone. If the company succeeds in reducing your bill, it will take 40 % of the savings. ((Missile money This service also provides 30 % to 60 % of the first year savings.)
• Personal financing education: The application includes a 20 -minute free educational and a self -orientation that covers different methods of balance, debt management, targets and more. Although the information is somewhat essential, it is useful for anyone in the early stages to create a money plan.

What we did not like

• A limited experimental period: The free experience of PocketGuard is only seven days, and it is not a ton’s time to see if the application fits your needs. I recommend choosing the monthly billing option at first if you decide to pay the application price. Although it is more expensive at $ 12.99 per month, you do not want to hold yourself at the annual cost of $ 74.99 without being confident that you will actually use the application. Pocketguard has a free, but beautiful naked version.
• There is no subscription cancellation service: The application can explain to you your frequent subscriptions and provide instructions to cancel them, but you will need to do work. Missile moneyOn the other hand, you can select and cancel your subscriptions to you.
• Privacy policies and unclear data marketing: “We do not sell your data, do not offer ads and earn our money exclusively by selling subscriptions and better service,” says Pocketguard. However, the company’s privacy policy includes evacuating responsibility for using your financial information to generate offers and services from its marketing partners. When I started using the app, I had to ask not to track my activity on other websites.

Is pocketguard safe?

Pocketguard checks all boxes when it comes to keeping your data safe. The company uses 256 -bit SSL encryption, and exceeds a step that exceeds many other budget applications by asking you to create a unique pin to reach the account. You can also enable facial and fingerprint recognition for an additional layer of protection.

Who is the most appropriate pocketguard?

Pocketguard is a strong choice if you are making multiple credit cards and want an easy way to create a plan for payment and monitor your progress.

Alternatives to PocketGuard

If you are thinking about Pocketguard, also be sure Missile moneyWhich was the choice of CNET editors to get the best app for the total balance in 2024. Rocket Money is easy to use with the same amount, and it has a lower price point and provides all the basic budget features you need. It provides free subscription service and credit control, but it lacks the Pocketguard’s Debt Glooof.

Check out with us Best budget applications For other options worth exploring.