The only thing you need to switch before transferring money is between Venmo and PayPal

People have been waiting for years, and they’re finally here: two of the most popular payment platforms, PayPal and… Venmowe allow you to send Direct payments Between them. This feature is rolling out now, so keep your apps updated — and watch for this important privacy switch to flip.

this Payment application The collaboration has been going since PayPal bought Venmo in 2014. Now that you’re finally able to use both apps synergistically, you’ll want to make sure you make all the changes you should have made when you first signed up to protect your privacy.

You can now search for a Venmo user from your PayPal app (and vice versa) and send money directly to the person with just a few clicks. But if you’re going to do that, you’ll first need to make sure you have all your ducks in a row and incorporate the right settings into your game. Here’s what you should do first before using and switching between apps.

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Keep your privacy and visibility options in mind

Longtime Venmo users will remember how annoying it is Venmo automatically posts payment details For everyone you come into contact with, Venmo has gotten better in recent years, but it’s still a source of frustration.

We’ll have to wait until November to check out all the details, but there’s an important visibility setting that all users should know about. It appears that PayPal users can find any Venmo user if they have the right phone number, which could make certain scams easier or lead to spam.

You can adjust this option by heading to the Venmo app, selecting Settings (gear icon), then… privacyThen go to Find me Options, where you can restrict who can find you on PayPal. Don’t do it quite yet: Expect Venmo to update in November to make this option available.